Please read these terms carefully before using our services.
Effective Date: 12/16/2025
These Terms and Conditions ("Terms") govern your access to and use of the services provided by SET 4 LIFE ("we," "our," or "us"). By accessing or using our services, you agree to be bound by these Terms.
SET 4 LIFE provides financial, mortgage, and/or insurance-related services (the "Services"). We reserve the right to modify, suspend, or discontinue any part of the Services at any time.
Some services may require account registration. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations. You agree not to:
You agree to pay all applicable fees associated with the Services as disclosed or agreed upon. Fees are non-refundable except as required by law or explicitly stated otherwise.
All content, software, and materials associated with the Services are owned by or licensed to SET 4 LIFE and are protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services for their intended purpose.
You agree to keep confidential any non-public information disclosed to you by SET 4 LIFE, including business, technical, or financial information, unless disclosure is required by law.
Your use of the Services is subject to our Privacy Policy, which is incorporated into these Terms by reference.
To the maximum extent permitted by law, SET 4 LIFE shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or other intangible losses, arising from:
You agree to indemnify, defend, and hold harmless SET 4 LIFE, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Services or violation of these Terms.
We may suspend or terminate your access to the Services at our discretion, without prior notice, if you violate these Terms or misuse the Services. Upon termination, your right to use the Services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the applicable state, without regard to conflict of law principles.
The Services may contain links to third-party websites or services not owned or controlled by SET 4 LIFE. We are not responsible for the content, policies, or practices of any third-party sites.
Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
We may update these Terms from time to time. Material changes will be posted or communicated as required. Continued use of the Services after changes take effect constitutes acceptance of the updated Terms.
If you have questions about these Terms, please contact us at:
Email: keyon.edwards@agent.set4lifeagency.com
Phone: 4045105390